Privacy Policy

1. Introduction

PC Engineering Corporation ("we," "our," or "us") operates the DivvyUp mobile application (the "Service"). This Privacy Policy explains how we collect, use, and protect your information when you use our Service.

We are committed to protecting your privacy and maintaining the security of your personal information. This policy describes our practices regarding data collection, usage, and sharing when you use DivvyUp.

2. Information We Collect

2.1 Personal Information

• Name and email address for account creation
• Profile pictures (optional)
• Contact information for group invitations
• Payment preferences and currency settings

2.2 Expense Data

• Expense amounts, descriptions, and categories
• Receipt photos and attachments
• Group membership and expense splitting information
• Payment history and settlement records

2.3 Technical Information

• Device information and operating system
• IP address and location data (when permitted)
• App usage statistics and performance data
• Crash reports and error logs

3. How We Use Your Information

• Provide and maintain the DivvyUp service
• Calculate expense splits and debt settlements
• Send notifications about group activities and payment reminders
• Generate spending reports and analytics
• Improve app functionality and user experience
• Provide customer support and respond to inquiries
• Ensure security and prevent fraud
• Comply with legal obligations

4. Information Sharing and Disclosure

4.1 Group Members

Expense information is shared with members of the groups you join. This includes expense amounts, descriptions, and your share of costs.

4.2 Service Providers

We may share information with trusted third-party service providers who help us operate our service, including cloud hosting, analytics, and customer support.

4.3 Legal Requirements

We may disclose information when required by law or to protect our rights, property, or safety of our users.

We do NOT sell, rent, or trade your personal information to third parties for marketing purposes.

5. Data Security

• Bank-level encryption for all data transmission and storage
• Secure authentication and access controls
• Regular security audits and vulnerability assessments
• Data backup and disaster recovery procedures
• Limited access to personal information on a need-to-know basis

Important: We never store your financial account information such as bank account numbers or credit card details.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide services. You may delete your account at any time, which will remove your personal information from our active systems.

Some information may be retained for legitimate business purposes, legal compliance, or dispute resolution as required by law.

7. Your Rights and Choices

• Access and update your personal information
• Delete your account and associated data
• Control notification preferences
• Export your expense data
• Opt out of non-essential communications
• Request data portability

8. Children's Privacy

DivvyUp is not intended for use by children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us immediately.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information during such transfers in accordance with applicable laws.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy in the app and updating the "Last updated" date. Your continued use of DivvyUp after changes become effective constitutes acceptance of the updated policy.

11. Contact Information

12. Compliance

This Privacy Policy is designed to comply with applicable privacy laws including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other relevant data protection regulations.